Privacy Policy
Effective Date: May 7, 2026 Last Updated: May 7, 2026
QBiz Technology Inc. ("QBiz," "QBiz Technology," "we," "our," or "us") respects your privacy and is committed to protecting your personal information and financial data. This Privacy Policy explains how we collect, use, process, disclose, retain, and protect information when you access or use: https://www.qbiztech.ai and any related websites, applications, dashboards, AI tools, APIs, software, integrations, products, or services (collectively, the "Services"). By accessing or using the Services, you acknowledge that you have read and understood this Privacy Policy.
1. Scope of This Privacy Policy
This Privacy Policy applies to information collected: through the Services, during account registration, through connected financial integrations, through communications with QBiz, and through interactions with AI-powered features and tools.
This Privacy Policy does not apply to: third-party websites, financial institutions, integrations, or services not controlled by QBiz.
2. Information We Collect
QBiz may collect the following categories of information.
A. Account & Identity Information
When you register or interact with the Services, we may collect: name, business name, email address, phone number, billing information, account credentials, company details, tax-related business information, and user profile information.
B. Financial & Business Information
When you connect third-party accounts or use financial features, we may collect: bank transaction data, payment processing information, accounting records, revenue data, expense data, payroll-related information, invoices, operational metrics, cash flow information, profit and loss data, balance sheet information, and business performance analytics.
This information may be obtained through integrations including: Plaid, Stripe, QuickBooks, Shopify, banks, accounting systems, payment providers, and other third-party platforms.
C. AI Interaction & Prompt Data
When you interact with AI-powered features, we may collect: prompts, uploaded files, chat history, AI interactions, generated outputs, workflow instructions, and operational context data.
AI-generated outputs may contain inaccuracies and should be independently verified before reliance.
D. Device & Technical Information
We may automatically collect: IP address, browser type, operating system, device identifiers, language preferences, access times, referral URLs, usage logs, session activity, and crash or performance diagnostics.
E. Cookies & Tracking Information
We may collect information through: cookies, pixels, SDKs, local storage, analytics tools, and similar technologies.
Please review our Cookie Policy for additional information.
F. Communications Information
We may collect information contained in: support requests, emails, feedback submissions, surveys, customer service interactions, and communications with QBiz.
3. How We Use Information
QBiz may use collected information for purposes including: providing and operating the Services, authenticating users, processing transactions, supporting integrations, generating AI-powered business insights, improving platform functionality, analyzing business trends, enhancing workflows, troubleshooting issues, monitoring platform usage, fraud prevention, risk mitigation, security monitoring, customer support, legal compliance, billing and subscription management, marketing and communications, analytics and research, and improving AI and machine learning systems.
4. AI & Automated Processing
QBiz may use artificial intelligence systems, machine learning technologies, and automated processing tools to: analyze operational and financial information, generate business insights, automate workflows, provide recommendations, summarize information, and improve platform performance.
AI-generated outputs: may be inaccurate, incomplete, misleading, biased, or outdated. Users remain solely responsible for independently reviewing and verifying all outputs before making business, financial, legal, tax, operational, or investment decisions.
QBiz does not guarantee the accuracy or reliability of AI-generated content.
5. Third-Party AI Providers & Subprocessors
QBiz may utilize third-party AI infrastructure providers and subprocessors, including cloud-based AI systems and language model providers.
These providers may temporarily process: prompts, interaction data, uploaded materials, and operational context information
solely for the purpose of providing the Services.
QBiz does not authorize third-party AI providers to use customer financial data or personally identifiable financial information to train public AI models unless expressly disclosed and authorized.
6. How We Share Information
QBiz may share information with:
A. Service Providers & Vendors
Including providers of: cloud hosting, analytics, customer support, payment processing, infrastructure, AI processing, communications, authentication, and cybersecurity services.
B. Financial & Integration Partners
Including: Plaid, Stripe, banks, accounting platforms, payment processors, and connected third-party integrations.
C. Legal & Regulatory Authorities
We may disclose information: to comply with legal obligations, in response to lawful requests, to protect rights or property, to prevent fraud or illegal activity, or to enforce agreements.
7. Data Retention
QBiz retains information only for as long as reasonably necessary to: provide the Services, comply with legal obligations, resolve disputes, enforce agreements, maintain security, and support legitimate business operations.
Retention periods may vary depending on: legal requirements, business needs, security considerations, and operational requirements.
8. Data Security
QBiz implements commercially reasonable administrative, technical, and organizational safeguards designed to protect information, including: encryption in transit, encryption at rest where appropriate, access controls, authentication systems, logging and monitoring, role-based access restrictions, and security auditing practices.
However, no system, network, platform, or electronic transmission method can be guaranteed to be completely secure.
9. Your Privacy Rights
Depending on your jurisdiction, you may have rights including: access, correction, deletion, portability, restriction of processing, objection, withdrawal of consent, and opt-out rights.
QBiz will process applicable privacy requests in accordance with applicable law.
To submit a privacy request, contact: privacy@qbiztech.ai
10. California Privacy Rights (CCPA/CPRA)
California residents may have rights under the California Consumer Privacy Act ("CCPA") and California Privacy Rights Act ("CPRA"), including the right to: know what personal information is collected, request deletion, request correction, access collected information, opt out of certain sharing activities, and limit certain uses of sensitive personal information.
QBiz will not discriminate against users for exercising applicable privacy rights.
11. International Data Transfers
If you access the Services from outside the United States, your information may be transferred to and processed in the United States or other jurisdictions where QBiz or its service providers operate.
Where required by applicable law, QBiz will implement reasonable safeguards for international transfers.
12. Third-Party Services & Links
The Services may contain links to third-party websites, integrations, or services not controlled by QBiz.
QBiz is not responsible for: third-party privacy practices, security measures, content, or data handling policies.
Users should review the privacy policies of third-party providers directly.
13. Marketing Communications
QBiz may send: product updates, newsletters, service announcements, marketing communications, and promotional materials.
Users may opt out of marketing communications at any time by: following unsubscribe instructions, or contacting QBiz directly.
Operational and transactional communications may still be sent when necessary.
14. Children's Privacy
The Services are intended only for individuals who are at least 18 years old.
QBiz does not knowingly collect personal information from children under 18.
15. Financial Disclaimer
QBiz Technology Inc. is a technology platform and not: a bank, Registered Investment Advisor (RIA), CPA firm, accounting firm, law firm, lender, broker-dealer, or fiduciary.
Information and AI-generated insights provided through the Services are for informational and operational purposes only and do not constitute financial, tax, legal, investment, accounting, or lending advice.
Users remain solely responsible for all business and financial decisions.
16. No Guaranteed Outcomes
QBiz does not guarantee: business growth, profitability, funding approval, operational improvements, tax savings, or future financial performance.
Forecasts, predictions, and AI-generated recommendations are estimates only and are not guarantees of future results.
17. Data Deletion Requests
Users may request deletion of their account and personal information by contacting: privacy@qbiztech.ai
Certain information may be retained: to comply with legal obligations, maintain security, prevent fraud, resolve disputes, or enforce agreements.
18. Changes to This Privacy Policy
QBiz may update this Privacy Policy periodically to reflect: legal developments, regulatory requirements, operational changes, technological updates, or changes to the Services.
When material updates occur, QBiz may: update the "Last Updated" date, post notices, or provide additional notifications where required.
Continued use of the Services after updates constitutes acceptance of the revised Privacy Policy.
19. Contact Information
If you have questions regarding this Privacy Policy or QBiz's privacy practices, contact: QBiz Technology Inc. Pasadena, California, USA
Website: https://www.qbiztech.ai
Privacy Contact: privacy@qbiztech.ai
Legal Contact: legal@qbiztech.ai